Insurance
Christmas Lighting Made Easy
What You Need To Ask!
Getting a quote for lighting?
Did you ask the company what they carry for insurance?
General Liability
The gem: Covers against claims of negligence that causes harm secondary to the company failing to perform. Protects against bodily injury and property damage.
General Aggragate
When it rains it pours: The maximum amount of money an insurer will pay out during a policy claim.
Auto
Accidents are accidental: Vehicles owned by the business are protected and fully insured if an accident should occur.
Umbrella
Casting a net: An umbrella policy extends the limits of the companies insurance policies.
Workmans Comp
Shake and bake: Covering workers within the company. This coverage covers the people hired by the business. Medical treatments, disability, and even death in operating with the business.
Hazard Insurance
Company assets: Covering equipment, signage, and inventory in the event of a fire, storm, or theft.