Insurance

Christmas Lighting Made Easy

What You Need To Ask!

 

Getting a quote for lighting? 

 

Did you ask the company what they carry for insurance?

General Liability

The gem: Covers against claims of negligence that causes harm secondary to the company failing to perform. Protects against bodily injury and property damage.

General Aggragate

When it rains it pours: The maximum amount of money an insurer will pay out during a policy claim.

Auto

Accidents are accidental: Vehicles owned by the business are protected and fully insured if an accident should occur.

Umbrella

Casting a net: An umbrella policy extends the limits of the companies insurance policies.

Workmans Comp

Shake and bake: Covering workers within the company. This coverage covers the people hired by the business. Medical treatments, disability, and even death in operating with the business.

Hazard Insurance

Company assets: Covering equipment, signage, and inventory in the event of a fire, storm, or theft.

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